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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,220 | $208,088-44.6% | $186,193-38.1% | $154,746-25.5% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 16.54% | 89.97%-73.4pp | 78.03%-61.5pp | 172.34%-155.8pp |
| Employer contribution / active EE | $12,200 | $4,340+181.1% | $3,918+211.4% | $4,379+178.6% |
| Participant deferral / active EE | $7,045 | $7,078-0.5% | $6,513+8.2% | $6,730+4.7% |
| Admin fee / account holder | $15,859 | $11,698+35.6% | $11,058+43.4% | $14,365+10.4% |