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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,220 | $180,749-36.3% | $160,784-28.3% | $137,256-16.1% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 16.54% | 2234.46%-2217.9pp | 1803.92%-1787.4pp | 220.34%-203.8pp |
| Employer contribution / active EE | $12,200 | $4,155+193.6% | $3,733+226.8% | $4,156+193.6% |
| Participant deferral / active EE | $7,045 | $6,844+2.9% | $6,293+12.0% | $6,407+10.0% |
| Admin fee / account holder | $15,859 | $10,397+52.5% | $9,717+63.2% | $12,270+29.2% |