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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,260 | $76,551-18.7% | $123,894-49.7% | $62,881-1.0% |
| Participation rate | 64.6% | 73.0%-8.4pp | 81.4%-16.8pp | 69.3%-4.7pp |
| Annual return | 8.48% | 18.68%-10.2pp | 47.52%-39.0pp | 20.14%-11.7pp |
| Employer contribution / active EE | $1,013 | $2,882-64.9% | $4,617-78.1% | $2,281-55.6% |
| Participant deferral / active EE | $3,957 | $4,840-18.2% | $5,984-33.9% | $3,203+23.5% |
| Admin fee / account holder | $1,242 | $4,826-74.3% | $8,357-85.1% | $4,296-71.1% |