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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,414 | $82,678-8.8% | $125,391-39.9% | $68,490+10.1% |
| Participation rate | 52.0% | 75.1%-23.1pp | 82.4%-30.4pp | 67.9%-15.9pp |
| Annual return | -16.08% | -5.97%-10.1pp | 572.41%-588.5pp | -7.85%-8.2pp |
| Employer contribution / active EE | $963 | $3,382-71.5% | $4,816-80.0% | $2,597-62.9% |
| Participant deferral / active EE | $5,402 | $6,111-11.6% | $7,448-27.5% | $4,028+34.1% |
| Admin fee / account holder | $16,921 | $6,277+169.6% | $10,009+69.1% | $5,403+213.2% |