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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,641 | $208,088-79.0% | $186,193-76.6% | $154,746-71.8% |
| Participation rate | 53.8% | 80.0%-26.1pp | 77.1%-23.3pp | 80.7%-26.9pp |
| Annual return | 16.97% | 89.97%-73.0pp | 78.03%-61.1pp | 172.34%-155.4pp |
| Employer contribution / active EE | $1,699 | $4,340-60.8% | $3,918-56.6% | $4,379-61.2% |
| Participant deferral / active EE | $4,412 | $7,078-37.7% | $6,513-32.3% | $6,730-34.4% |
| Admin fee / account holder | $4,374 | $11,698-62.6% | $11,058-60.4% | $14,365-69.6% |