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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,641 | $180,749-75.9% | $160,784-72.9% | $137,256-68.2% |
| Participation rate | 53.8% | 80.0%-26.1pp | 77.0%-23.1pp | 80.0%-26.1pp |
| Annual return | 16.97% | 2234.46%-2217.5pp | 1803.92%-1786.9pp | 220.34%-203.4pp |
| Employer contribution / active EE | $1,699 | $4,155-59.1% | $3,733-54.5% | $4,156-59.1% |
| Participant deferral / active EE | $4,412 | $6,844-35.5% | $6,293-29.9% | $6,407-31.1% |
| Admin fee / account holder | $4,374 | $10,397-57.9% | $9,717-55.0% | $12,270-64.4% |