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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,125 | $211,224-87.2% | $178,505-84.8% | $145,897-81.4% |
| Participation rate | 42.1% | 80.8%-38.7pp | 77.1%-35.0pp | 80.3%-38.2pp |
| Annual return | 12.95% | 30.28%-17.3pp | 27.16%-14.2pp | 552.29%-539.3pp |
| Employer contribution / active EE | $1,377 | $4,577-69.9% | $3,955-65.2% | $4,663-70.5% |
| Participant deferral / active EE | $3,560 | $6,966-48.9% | $6,280-43.3% | $6,689-46.8% |
| Admin fee / account holder | $14,750 | $12,109+21.8% | $10,428+41.5% | $13,390+10.2% |