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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,497 | $77,817+319.6% | $123,553+164.3% | $64,173+408.8% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -4.23% | 12.49%-16.7pp | 119.21%-123.4pp | 7.63%-11.9pp |
| Employer contribution / active EE | $8,275 | $3,014+174.5% | $4,628+78.8% | $2,381+247.6% |
| Participant deferral / active EE | $6,268 | $5,240+19.6% | $6,426-2.5% | $3,470+80.7% |
| Admin fee / account holder | $5,810 | $5,519+5.3% | $9,284-37.4% | $4,887+18.9% |