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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,432 | $85,766+289.9% | $136,298+145.4% | $70,126+376.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 14.18% | 31.46%-17.3pp | 5156.27%-5142.1pp | 73.15%-59.0pp |
| Employer contribution / active EE | $6,330 | $2,966+113.4% | $4,696+34.8% | $2,343+170.2% |
| Participant deferral / active EE | $5,974 | $5,051+18.3% | $6,247-4.4% | $3,332+79.3% |
| Admin fee / account holder | $3,455 | $5,421-36.3% | $9,244-62.6% | $4,645-25.6% |