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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,296 | $171,492-39.2% | $150,734-30.8% | $198,609-47.5% |
| Participation rate | 70.0% | 81.4%-11.4pp | 78.4%-8.4pp | 82.4%-12.4pp |
| Annual return | 15.19% | 804.70%-789.5pp | 600.81%-585.6pp | 202.70%-187.5pp |
| Employer contribution / active EE | $0 | $5,470-100.0% | $4,918-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $3,696 | $6,259-40.9% | $5,610-34.1% | $6,977-47.0% |
| Admin fee / account holder | $1,202 | $17,628-93.2% | $14,905-91.9% | $19,030-93.7% |