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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,153 | $211,105-62.0% | $178,449-55.1% | $145,978-45.1% |
| Participation rate | 44.4% | 80.8%-36.3pp | 77.1%-32.7pp | 80.3%-35.8pp |
| Annual return | 13.75% | 30.19%-16.4pp | 27.09%-13.3pp | 550.52%-536.8pp |
| Employer contribution / active EE | $1,316 | $4,569-71.2% | $3,951-66.7% | $4,662-71.8% |
| Participant deferral / active EE | $4,442 | $6,959-36.2% | $6,277-29.2% | $6,690-33.6% |
| Admin fee / account holder | $1,190 | $12,017-90.1% | $10,362-88.5% | $13,400-91.1% |