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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,703 | $202,460-72.0% | $169,385-66.5% | $139,456-59.3% |
| Participation rate | 50.0% | 81.1%-31.1pp | 77.2%-27.2pp | 80.3%-30.3pp |
| Annual return | 16.63% | 532.07%-515.4pp | 405.82%-389.2pp | 373.45%-356.8pp |
| Employer contribution / active EE | $1,681 | $4,691-64.2% | $4,012-58.1% | $4,753-64.6% |
| Participant deferral / active EE | $5,628 | $6,938-18.9% | $6,221-9.5% | $6,711-16.1% |
| Admin fee / account holder | $14,227 | $10,719+32.7% | $9,011+57.9% | $11,407+24.7% |