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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,950 | $174,379+60.0% | $152,093+83.4% | $138,895+100.8% |
| Participation rate | 87.5% | 81.6%+5.9pp | 77.8%+9.7pp | 79.9%+7.6pp |
| Annual return | 10.75% | 74.86%-64.1pp | 66.36%-55.6pp | 145.39%-134.6pp |
| Employer contribution / active EE | $4,163 | $4,652-10.5% | $4,175-0.3% | $4,194-0.7% |
| Participant deferral / active EE | $8,709 | $6,159+41.4% | $5,451+59.7% | $6,396+36.2% |
| Admin fee / account holder | $158,334 | $16,880+838.0% | $14,497+992.2% | $12,562+1160.4% |