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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,842 | $183,592+87.8% | $155,574+121.7% | $145,877+136.4% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 10.55% | 61.37%-50.8pp | 64.87%-54.3pp | 551.28%-540.7pp |
| Employer contribution / active EE | $4,289 | $5,317-19.3% | $4,676-8.3% | $4,663-8.0% |
| Participant deferral / active EE | $11,033 | $6,466+70.6% | $5,629+96.0% | $6,691+64.9% |
| Admin fee / account holder | $19,694 | $19,316+2.0% | $15,914+23.8% | $13,402+46.9% |