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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,790 | $124,336-51.1% | $111,303-45.4% | $167,518-63.7% |
| Participation rate | 91.7% | 79.6%+12.0pp | 77.3%+14.4pp | 82.1%+9.6pp |
| Annual return | 10.09% | 37.45%-27.4pp | 54.66%-44.6pp | 478.71%-468.6pp |
| Employer contribution / active EE | $333 | $3,436-90.3% | $2,731-87.8% | $4,838-93.1% |
| Participant deferral / active EE | $2,333 | $5,181-55.0% | $4,487-48.0% | $6,342-63.2% |
| Admin fee / account holder | $3,333 | $10,623-68.6% | $7,966-58.2% | $12,312-72.9% |