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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,680 | $100,805-51.7% | $86,698-43.9% | $134,532-63.8% |
| Participation rate | 81.8% | 79.0%+2.9pp | 76.6%+5.2pp | 81.2%+0.6pp |
| Annual return | -17.63% | 29.09%-46.7pp | 35.95%-53.6pp | 418.27%-435.9pp |
| Employer contribution / active EE | $291 | $3,490-91.7% | $2,837-89.7% | $4,741-93.9% |
| Participant deferral / active EE | $2,142 | $5,339-59.9% | $4,656-54.0% | $6,401-66.5% |
| Admin fee / account holder | $4,380 | $10,925-59.9% | $7,493-41.5% | $11,429-61.7% |