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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $477,957 | $97,125+392.1% | $86,233+454.3% | $137,256+248.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 21.23% | 74.19%-53.0pp | 61.39%-40.2pp | 220.34%-199.1pp |
| Employer contribution / active EE | $67,335 | $2,841+2269.9% | $2,504+2588.7% | $4,156+1520.2% |
| Participant deferral / active EE | $21,320 | $5,180+311.6% | $4,559+367.6% | $6,407+232.8% |
| Admin fee / account holder | $52,084 | $9,725+435.6% | $8,342+524.4% | $12,270+324.5% |