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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,278 | $127,387+130.2% | $115,038+154.9% | $125,389+133.9% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -1.97% | 31.28%-33.2pp | 26.14%-28.1pp | 282.24%-284.2pp |
| Employer contribution / active EE | $10,909 | $5,166+111.2% | $4,608+136.7% | $4,866+124.2% |
| Participant deferral / active EE | $12,425 | $6,423+93.4% | $6,026+106.2% | $5,352+132.2% |
| Admin fee / account holder | $2,166 | $9,516-77.2% | $8,175-73.5% | $9,541-77.3% |