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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,816 | $135,956+111.0% | $123,894+131.5% | $273,972+4.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 8.42% | 56.63%-48.2pp | 47.52%-39.1pp | 41.46%-33.0pp |
| Employer contribution / active EE | $9,128 | $5,170+76.6% | $4,617+97.7% | $4,869+87.5% |
| Participant deferral / active EE | $9,340 | $6,343+47.3% | $5,984+56.1% | $5,287+76.6% |
| Admin fee / account holder | $8,261 | $9,817-15.9% | $8,357-1.1% | $10,133-18.5% |