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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,591 | $115,814+0.7% | $101,275+15.1% | $158,982-26.7% |
| Participation rate | 75.0% | 79.4%-4.4pp | 75.8%-0.8pp | 82.0%-7.0pp |
| Annual return | 8.93% | 56.16%-47.2pp | 46.48%-37.6pp | 302.99%-294.1pp |
| Employer contribution / active EE | $482 | $4,176-88.5% | $3,660-86.8% | $4,763-89.9% |
| Participant deferral / active EE | $4,068 | $4,958-18.0% | $4,371-6.9% | $5,983-32.0% |
| Admin fee / account holder | $1,213 | $7,249-83.3% | $5,948-79.6% | $11,252-89.2% |