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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,443 | $99,345-19.0% | $84,753-5.1% | $273,972-70.6% |
| Participation rate | 80.0% | 80.7%-0.7pp | 76.6%+3.4pp | 83.0%-3.0pp |
| Annual return | 12.13% | 22.93%-10.8pp | 22.78%-10.7pp | 41.46%-29.3pp |
| Employer contribution / active EE | $464 | $4,214-89.0% | $3,574-87.0% | $4,869-90.5% |
| Participant deferral / active EE | $2,880 | $4,270-32.6% | $3,712-22.4% | $5,287-45.5% |
| Admin fee / account holder | $588 | $6,645-91.1% | $5,333-89.0% | $10,133-94.2% |