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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,048 | $85,171-45.9% | $172,752-73.3% | $72,975-36.9% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 10.16% | 27.32%-17.2pp | 802.97%-792.8pp | 81.01%-70.8pp |
| Employer contribution / active EE | $6,360 | $3,324+91.3% | $5,144+23.6% | $2,440+160.6% |
| Participant deferral / active EE | $4,310 | $3,260+32.2% | $5,198-17.1% | $3,608+19.5% |
| Admin fee / account holder | $2,282 | $5,880-61.2% | $13,955-83.6% | $5,124-55.5% |