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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,587 | $77,638-25.8% | $156,551-63.2% | $62,881-8.4% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 2.01% | 50.33%-48.3pp | 32.23%-30.2pp | 20.14%-18.1pp |
| Employer contribution / active EE | $6,879 | $3,444+99.8% | $5,501+25.1% | $2,281+201.6% |
| Participant deferral / active EE | $3,761 | $3,046+23.5% | $4,871-22.8% | $3,203+17.4% |
| Admin fee / account holder | $5,372 | $5,561-3.4% | $13,028-58.8% | $4,296+25.0% |