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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,578 | $84,236-51.8% | $170,435-76.2% | $70,126-42.1% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 9.06% | 23.06%-14.0pp | 205.94%-196.9pp | 73.15%-64.1pp |
| Employer contribution / active EE | $7,067 | $3,387+108.6% | $5,432+30.1% | $2,343+201.7% |
| Participant deferral / active EE | $3,878 | $3,086+25.7% | $4,939-21.5% | $3,332+16.4% |
| Admin fee / account holder | $19,541 | $5,698+242.9% | $13,881+40.8% | $4,645+320.6% |