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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,617 | $125,193+81.0% | $105,591+114.6% | $145,978+55.2% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 22.76% | 225.53%-202.8pp | 116.43%-93.7pp | 550.52%-527.8pp |
| Employer contribution / active EE | $2,521 | $3,718-32.2% | $3,166-20.4% | $4,662-45.9% |
| Participant deferral / active EE | $1,822 | $5,708-68.1% | $5,008-63.6% | $6,690-72.8% |
| Admin fee / account holder | $5,570 | $17,277-67.8% | $11,024-49.5% | $13,400-58.4% |