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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,102 | $105,867+37.1% | $90,760+59.9% | $134,532+7.9% |
| Participation rate | 100.0% | 78.3%+21.7pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | -17.89% | -10.99%-6.9pp | -12.16%-5.7pp | 418.27%-436.2pp |
| Employer contribution / active EE | $2,927 | $3,464-15.5% | $2,922+0.2% | $4,741-38.3% |
| Participant deferral / active EE | $20,250 | $5,217+288.1% | $4,565+343.6% | $6,401+216.4% |
| Admin fee / account holder | $3,425 | $13,936-75.4% | $8,444-59.4% | $11,429-70.0% |