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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,908 | $46,877+8.6% | $122,354-58.4% | $70,126-27.4% |
| Participation rate | 60.0% | 58.2%+1.8pp | 71.6%-11.6pp | 69.5%-9.5pp |
| Annual return | 13.36% | 24.22%-10.9pp | 30.28%-16.9pp | 73.15%-59.8pp |
| Employer contribution / active EE | $1,117 | $1,288-13.3% | $4,051-72.4% | $2,343-52.3% |
| Participant deferral / active EE | $2,582 | $2,167+19.1% | $3,287-21.5% | $3,332-22.5% |
| Admin fee / account holder | $3,686 | $3,324+10.9% | $5,479-32.7% | $4,645-20.7% |