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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,358 | $48,570+18.1% | $130,660-56.1% | $72,976-21.4% |
| Participation rate | 63.4% | 58.6%+4.8pp | 71.7%-8.3pp | 69.5%-6.1pp |
| Annual return | 18.46% | 38.63%-20.2pp | 1709.29%-1690.8pp | 81.02%-62.6pp |
| Employer contribution / active EE | $1,211 | $1,334-9.3% | $4,092-70.4% | $2,440-50.4% |
| Participant deferral / active EE | $2,902 | $2,384+21.7% | $3,603-19.5% | $3,608-19.6% |
| Admin fee / account holder | $2,747 | $3,549-22.6% | $5,463-49.7% | $5,124-46.4% |