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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,601 | $174,379-30.3% | $152,093-20.0% | $138,895-12.5% |
| Participation rate | 59.1% | 81.6%-22.6pp | 77.8%-18.7pp | 79.9%-20.8pp |
| Annual return | 12.96% | 74.86%-61.9pp | 66.36%-53.4pp | 145.39%-132.4pp |
| Employer contribution / active EE | $2,071 | $4,652-55.5% | $4,175-50.4% | $4,194-50.6% |
| Participant deferral / active EE | $2,898 | $6,159-53.0% | $5,451-46.8% | $6,396-54.7% |
| Admin fee / account holder | $4,078 | $16,880-75.8% | $14,497-71.9% | $12,562-67.5% |