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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,374 | $167,362-35.8% | $143,799-25.3% | $134,532-20.2% |
| Participation rate | 59.1% | 84.8%-25.7pp | 80.3%-21.2pp | 81.2%-22.1pp |
| Annual return | -15.02% | 0.47%-15.5pp | -0.04%-15.0pp | 418.27%-433.3pp |
| Employer contribution / active EE | $1,532 | $5,620-72.7% | $4,952-69.1% | $4,741-67.7% |
| Participant deferral / active EE | $3,065 | $6,447-52.5% | $5,638-45.6% | $6,401-52.1% |
| Admin fee / account holder | $43,523 | $18,094+140.5% | $14,677+196.5% | $11,429+280.8% |