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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,125 | $99,652+145.0% | $78,778+209.9% | $147,586+65.4% |
| Participation rate | 91.7% | 76.2%+15.4pp | 69.2%+22.5pp | 82.8%+8.8pp |
| Annual return | 12.72% | 47.28%-34.6pp | 35.62%-22.9pp | 578.59%-565.9pp |
| Employer contribution / active EE | $1,664 | $2,796-40.5% | $1,986-16.2% | $4,876-65.9% |
| Participant deferral / active EE | $9,479 | $3,664+158.8% | $2,958+220.4% | $5,439+74.3% |
| Admin fee / account holder | $1,456 | $7,155-79.6% | $5,134-71.6% | $10,886-86.6% |