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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,472 | $106,923+108.1% | $84,023+164.8% | $152,909+45.5% |
| Participation rate | 100.0% | 75.3%+24.7pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 19.21% | 105.02%-85.8pp | 71.32%-52.1pp | 345.46%-326.3pp |
| Employer contribution / active EE | $3,434 | $2,735+25.5% | $1,984+73.1% | $4,764-27.9% |
| Participant deferral / active EE | $10,822 | $4,013+169.7% | $3,239+234.1% | $5,851+84.9% |
| Admin fee / account holder | $20,000 | $8,289+141.3% | $6,102+227.8% | $11,601+72.4% |