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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,201 | $72,012-56.7% | $185,827-83.2% | $79,858-60.9% |
| Participation rate | 60.9% | 65.8%-4.9pp | 78.0%-17.2pp | 69.6%-8.8pp |
| Annual return | 23.61% | 23.12%+0.5pp | 35.96%-12.3pp | 31.72%-8.1pp |
| Employer contribution / active EE | $520 | $1,965-73.5% | $4,087-87.3% | $2,471-79.0% |
| Participant deferral / active EE | $1,412 | $3,779-62.6% | $5,633-74.9% | $3,740-62.2% |
| Admin fee / account holder | $1,797 | $4,513-60.2% | $9,502-81.1% | $5,306-66.1% |