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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,291 | $56,484-69.4% | $169,452-89.8% | $64,173-73.1% |
| Participation rate | 61.2% | 64.5%-3.3pp | 77.8%-16.6pp | 69.6%-8.3pp |
| Annual return | -7.22% | -1.55%-5.7pp | 1.83%-9.1pp | 7.63%-14.9pp |
| Employer contribution / active EE | $509 | $1,832-72.2% | $4,157-87.8% | $2,381-78.6% |
| Participant deferral / active EE | $1,584 | $3,448-54.1% | $5,277-70.0% | $3,470-54.3% |
| Admin fee / account holder | $878 | $4,174-79.0% | $9,110-90.4% | $4,887-82.0% |