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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,882 | $99,921+56.0% | $85,009+83.4% | $145,959+6.8% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 13.94% | 83.89%-70.0pp | 66.47%-52.5pp | 561.95%-548.0pp |
| Employer contribution / active EE | $4,308 | $3,233+33.2% | $2,728+57.9% | $4,661-7.6% |
| Participant deferral / active EE | $12,612 | $5,293+138.3% | $4,522+178.9% | $6,689+88.6% |
| Admin fee / account holder | $3,611 | $7,252-50.2% | $6,153-41.3% | $13,398-73.1% |