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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,622 | $87,106-39.6% | $105,607-50.2% | $80,935-35.0% |
| Participation rate | 55.6% | 70.4%-14.9pp | 75.3%-19.7pp | 67.7%-12.1pp |
| Annual return | 10.47% | 17.01%-6.5pp | 116.11%-105.6pp | 35.66%-25.2pp |
| Employer contribution / active EE | $1,207 | $2,396-49.6% | $3,167-61.9% | $2,757-56.2% |
| Participant deferral / active EE | $2,096 | $3,986-47.4% | $5,011-58.2% | $4,299-51.3% |
| Admin fee / account holder | $6,082 | $8,447-28.0% | $10,958-44.5% | $6,924-12.2% |