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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,622 | $87,037-39.5% | $106,201-50.5% | $80,874-34.9% |
| Participation rate | 55.6% | 70.4%-14.9pp | 75.3%-19.7pp | 67.6%-12.1pp |
| Annual return | 10.47% | 17.05%-6.6pp | 116.26%-105.8pp | 35.62%-25.1pp |
| Employer contribution / active EE | $1,207 | $2,396-49.6% | $3,170-61.9% | $2,756-56.2% |
| Participant deferral / active EE | $2,096 | $3,986-47.4% | $5,012-58.2% | $4,297-51.2% |
| Admin fee / account holder | $6,082 | $8,434-27.9% | $11,039-44.9% | $6,935-12.3% |