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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,265 | $73,009-61.3% | $90,756-68.9% | $68,495-58.7% |
| Participation rate | 59.4% | 70.8%-11.5pp | 75.7%-16.3pp | 67.9%-8.5pp |
| Annual return | -12.80% | -13.81%+1.0pp | -12.16%-0.6pp | -7.84%-5.0pp |
| Employer contribution / active EE | $1,115 | $2,193-49.2% | $2,922-61.8% | $2,596-57.1% |
| Participant deferral / active EE | $2,545 | $3,626-29.8% | $4,565-44.2% | $4,028-36.8% |
| Admin fee / account holder | $2,600 | $5,896-55.9% | $8,445-69.2% | $5,403-51.9% |