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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,004 | $76,367-83.0% | $93,614-86.1% | $72,983-82.2% |
| Participation rate | 64.3% | 71.7%-7.5pp | 75.8%-11.5pp | 69.5%-5.2pp |
| Annual return | 27.83% | 25.82%+2.0pp | 32.76%-4.9pp | 81.01%-53.2pp |
| Employer contribution / active EE | $697 | $2,275-69.4% | $2,718-74.4% | $2,440-71.4% |
| Participant deferral / active EE | $1,425 | $3,538-59.7% | $4,069-65.0% | $3,608-60.5% |
| Admin fee / account holder | $28 | $6,838-99.6% | $7,889-99.6% | $5,124-99.5% |