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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,613 | $117,846-68.9% | $102,434-64.3% | $145,884-74.9% |
| Participation rate | 77.8% | 78.6%-0.8pp | 76.5%+1.3pp | 80.3%-2.5pp |
| Annual return | 8.72% | 31.90%-23.2pp | 29.46%-20.7pp | 551.85%-543.1pp |
| Employer contribution / active EE | $228 | $3,615-93.7% | $3,023-92.5% | $4,662-95.1% |
| Participant deferral / active EE | $2,474 | $5,733-56.8% | $5,055-51.1% | $6,690-63.0% |
| Admin fee / account holder | $5,028 | $13,356-62.4% | $9,462-46.9% | $13,392-62.5% |