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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,997 | $112,131-50.1% | $95,964-41.6% | $158,982-64.8% |
| Participation rate | 87.0% | 79.0%+8.0pp | 77.1%+9.9pp | 82.0%+5.0pp |
| Annual return | 6.45% | 171.19%-164.7pp | 91.64%-85.2pp | 302.99%-296.5pp |
| Employer contribution / active EE | $322 | $3,199-89.9% | $2,541-87.3% | $4,763-93.2% |
| Participant deferral / active EE | $2,203 | $4,784-53.9% | $4,167-47.1% | $5,983-63.2% |
| Admin fee / account holder | $31,159 | $10,136+207.4% | $6,797+358.4% | $11,252+176.9% |