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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,001 | $100,811-51.4% | $86,698-43.5% | $134,545-63.6% |
| Participation rate | 80.0% | 79.0%+1.0pp | 76.6%+3.4pp | 81.2%-1.2pp |
| Annual return | -15.80% | 29.11%-44.9pp | 35.96%-51.8pp | 418.37%-434.2pp |
| Employer contribution / active EE | $234 | $3,490-93.3% | $2,837-91.8% | $4,742-95.1% |
| Participant deferral / active EE | $1,875 | $5,339-64.9% | $4,656-59.7% | $6,401-70.7% |
| Admin fee / account holder | $5,770 | $10,926-47.2% | $7,492-23.0% | $11,431-49.5% |