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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,326 | $65,434-36.8% | $98,483-58.0% | $85,847-51.9% |
| Participation rate | 63.6% | 65.0%-1.4pp | 73.3%-9.7pp | 69.3%-5.7pp |
| Annual return | 12.93% | 21.75%-8.8pp | 1494.38%-1481.5pp | 318.61%-305.7pp |
| Employer contribution / active EE | $1,002 | $2,169-53.8% | $2,961-66.2% | $2,565-60.9% |
| Participant deferral / active EE | $3,386 | $3,168+6.9% | $4,276-20.8% | $3,952-14.3% |
| Admin fee / account holder | $5,393 | $4,595+17.4% | $5,953-9.4% | $6,261-13.9% |