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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,862 | $53,128+33.4% | $86,582-18.2% | $70,126+1.0% |
| Participation rate | 40.0% | 65.3%-25.3pp | 73.5%-33.5pp | 69.5%-29.5pp |
| Annual return | 18.71% | 27.66%-9.0pp | 965.08%-946.4pp | 73.15%-54.4pp |
| Employer contribution / active EE | $357 | $2,068-82.7% | $2,839-87.4% | $2,343-84.8% |
| Participant deferral / active EE | $1,680 | $2,695-37.7% | $3,609-53.5% | $3,332-49.6% |
| Admin fee / account holder | $8,878 | $3,584+147.7% | $4,904+81.0% | $4,645+91.1% |