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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,111 | $60,139-44.9% | $90,461-63.4% | $79,856-58.5% |
| Participation rate | 60.0% | 65.0%-5.0pp | 72.7%-12.7pp | 69.6%-9.6pp |
| Annual return | 17.42% | 71.96%-54.5pp | 1294.76%-1277.3pp | 31.71%-14.3pp |
| Employer contribution / active EE | $800 | $2,069-61.3% | $3,264-75.5% | $2,471-67.6% |
| Participant deferral / active EE | $3,211 | $2,939+9.3% | $3,964-19.0% | $3,741-14.1% |
| Admin fee / account holder | $9,885 | $3,978+148.5% | $5,617+76.0% | $5,306+86.3% |