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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,985 | $88,707+101.8% | $74,184+141.3% | $273,972-34.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | -2.22% | 11.94%-14.2pp | 17.74%-20.0pp | 41.46%-43.7pp |
| Employer contribution / active EE | $2,368 | $3,159-25.0% | $2,370-0.1% | $4,869-51.4% |
| Participant deferral / active EE | $9,604 | $4,212+128.0% | $3,550+170.5% | $5,287+81.6% |
| Admin fee / account holder | $1,954 | $8,717-77.6% | $5,586-65.0% | $10,133-80.7% |