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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,545 | $124,346+83.0% | $111,308+104.4% | $167,536+35.8% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 18.47% | 37.45%-19.0pp | 54.67%-36.2pp | 478.82%-460.3pp |
| Employer contribution / active EE | $2,828 | $3,437-17.7% | $2,732+3.5% | $4,839-41.6% |
| Participant deferral / active EE | $14,119 | $5,182+172.5% | $4,487+214.6% | $6,342+122.6% |
| Admin fee / account holder | $10,873 | $10,621+2.4% | $7,965+36.5% | $12,315-11.7% |