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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,463 | $76,834-9.6% | $108,359-35.9% | $87,485-20.6% |
| Participation rate | 75.0% | 61.7%+13.3pp | 70.1%+4.9pp | 68.9%+6.1pp |
| Annual return | 13.43% | 19.09%-5.7pp | 36.89%-23.5pp | 26.06%-12.6pp |
| Employer contribution / active EE | $484 | $1,556-68.9% | $2,399-79.8% | $2,596-81.3% |
| Participant deferral / active EE | $3,004 | $3,100-3.1% | $4,137-27.4% | $4,274-29.7% |
| Admin fee / account holder | $12,780 | $6,537+95.5% | $9,741+31.2% | $7,775+64.4% |