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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,569 | $64,719-3.3% | $112,249-44.3% | $68,486-8.6% |
| Participation rate | 70.4% | 67.2%+3.2pp | 75.1%-4.7pp | 67.9%+2.5pp |
| Annual return | -13.60% | -11.40%-2.2pp | 27.48%-41.1pp | -7.85%-5.7pp |
| Employer contribution / active EE | $429 | $2,747-84.4% | $3,636-88.2% | $2,597-83.5% |
| Participant deferral / active EE | $2,592 | $3,565-27.3% | $4,729-45.2% | $4,028-35.6% |
| Admin fee / account holder | $20,919 | $5,232+299.8% | $6,412+226.2% | $5,404+287.1% |