Retirement plan

SIBCY CLINE, INC. AND AFFILIATED COMPANIES 401(K) PROFIT SHARING PLAN

Name: SIBCY CLINE, INC. - SIBCY CLINE, INC. AND AFFILIATED COMPANIES 401(K) PROFIT SHARING PLAN (2017) Form 5500
Creator: SIBCY CLINE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SIBCY CLINE, INC. AND AFFILIATED COMPANIES 401(K) PROFIT SHARING PLAN, SIBCY CLINE, INC.

SIBCY CLINE, INC.EIN 31-0592571Plan #002PY 2017

8044 MONTGOMERY ROAD, SUITE 300 - CINCINNATI, OH 45236513-984-4100LinkedIn1-10 employeesreal estate

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$36.3M

+18.6% from 2016

Total participants

218

+4.8% from 2016

Average account balance

$166,469

+12.6% from 2016

Annual return

18.40%

+13.17 pp from 2016

Benchmarks

See 939 peers

Peer group

Industry53 - Real Estate and Rental and Leasing

Plan typeDefined contribution

Participants100-249

Cohort939 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$35.73M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$172K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

208

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

96.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.27M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.29%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$334

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 8 by compensation

Provider	Service type	Compensation
BOWLING PORTFOLIO MANAGEMENT3+ years Service code 51 · EIN 20-1939890	Investment Mgmt Fees	$60,784
FIFTH THIRD BANK RETIREMENT SERVICE3+ years Filed as: FIFTH THIRD BANK Service code 51 5050 KINGSLEY DRIVE · CINCINNATI, OH 45263	Investment Mgmt Fees	$40,085
CHARLES SCHWAB & CO., INC.3+ years Service code 71 · EIN 94-1737782	Brokerage Fees	$4,513
DEAM DISTRIBUTORS, INC.2 years Filed as: DEAM TRUST COMPANY Service code 21	Bank Trustee	$1,750
UBS FINANCIAL SERVICES INC1 year Filed as: ROGERS,UBS Service code 49	Other Services	$1,129
ADP BROKER-DEALER3+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745	Recordkeeping	$685
RELIANCE TRUST COMPANY1 year Filed as: RELIANCE TRUST Service code 21	Bank Trustee	$262
ADP BROKER-DEALER2 years Service code 59	Shareholder Servicing	$0

Plan features & details

Pension benefit codes2E2H2J2K2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$101K

$599 / participant

Investment mgmt$101K100.0%

% of EOY assets

0.279%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CLARK, SCHAEFER, HACKETT & CO.
Auditor EIN: 310800053
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$166,469

$52,639+216.2%

$185,117-10.1%

$62,293+167.2%

Participation rate

100.0%

63.9%+36.1pp

77.3%+22.7pp

69.5%+30.5pp

Annual return

18.40%

19.57%-1.2pp

40.50%-22.1pp

28.90%-10.5pp

Employer contribution / active EE

$7,555

$1,483+409.6%

$4,182+80.7%

$2,042+269.9%

Participant deferral / active EE

$4,803

$3,097+55.1%

$5,045-4.8%

$3,169+51.6%

Admin fee / account holder

$465

$374+24.3%

$8,159-94.3%

$479-3.1%

Provider

Service type

Compensation

BOWLING PORTFOLIO MANAGEMENT3+ years

Service code 51 · EIN 20-1939890

Investment Mgmt Fees

$60,784

FIFTH THIRD BANK RETIREMENT SERVICE3+ years

Filed as: FIFTH THIRD BANK

Service code 51

5050 KINGSLEY DRIVE · CINCINNATI, OH 45263

Investment Mgmt Fees

$40,085

CHARLES SCHWAB & CO., INC.3+ years

Service code 71 · EIN 94-1737782

Brokerage Fees

$4,513

DEAM DISTRIBUTORS, INC.2 years

Filed as: DEAM TRUST COMPANY

Service code 21

Bank Trustee

$1,750

UBS FINANCIAL SERVICES INC1 year

Filed as: ROGERS,UBS

Service code 49

Other Services

$1,129

ADP BROKER-DEALER3+ years

Filed as: ADP, LLC

Service code 15 · EIN 13-3036745

Recordkeeping

$685

RELIANCE TRUST COMPANY1 year

Filed as: RELIANCE TRUST

Service code 21

Bank Trustee

$262

ADP BROKER-DEALER2 years

Service code 59

Shareholder Servicing

SIBCY CLINE, INC. AND AFFILIATED COMPANIES 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SIBCY CLINE, INC. AND AFFILIATED COMPANIES 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion