Retirement plan

SIBCY CLINE, INC. AND AFFILIATED COMPANIES 401(K) PROFIT SHARING PLAN

Name: SIBCY CLINE, INC. - SIBCY CLINE, INC. AND AFFILIATED COMPANIES 401(K) PROFIT SHARING PLAN (2015) Form 5500
Creator: SIBCY CLINE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SIBCY CLINE, INC. AND AFFILIATED COMPANIES 401(K) PROFIT SHARING PLAN, SIBCY CLINE, INC.

SIBCY CLINE, INC.EIN 31-0592571Plan #002PY 2015

8044 MONTGOMERY ROAD, SUITE 300 - CINCINNATI, OH 45236513-984-4100LinkedIn1-10 employeesreal estate

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$28.8M

No prior year

Total participants

210

No prior year

Average account balance

$141,196

No prior year

Annual return

-1.88%

No prior year

Benchmarks

See 855 peers

Peer group

Industry53 - Real Estate and Rental and Leasing

Plan typeDefined contribution

Participants100-249

Cohort855 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$35.73M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$172K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

208

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

96.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.27M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.29%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$334

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 9 by compensation

Provider	Service type	Compensation
BOWLING PORTFOLIO MANAGEMENT1+ years Service code 51 · EIN 20-1939890	Investment Mgmt Fees	$50,836
FIFTH THIRD BANK RETIREMENT SERVICE1+ years Filed as: FIFTH THIRD BANK Service code 51 5050 KINGSLEY DRIVE · CINCINNATI, OH 45263	Investment Mgmt Fees	$36,715
UBS FINANCIAL SERVICES INC1+ years Filed as: ROGERS UBS Service code 49 1000 HARBOR BLVD., 5TH FLOOR · WEEHAWKEN, NJ 07086	Other Services	$7,178
CHARLES SCHWAB & CO., INC.1+ years Service code 71 · EIN 94-1737782	Brokerage Fees	$2,146
DEAWM TRUST COMPANY1+ years Service code 63	12b-1 Fees	$1,750
ADP BROKER-DEALER1+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745	Recordkeeping	$350
ADP BROKER-DEALER1+ years Filed as: ADP BROKER DEALER Service code 59 · EIN 22-3319984	Shareholder Servicing	$0
DEAM DISTRIBUTORS, INC.1+ years Filed as: DEAWM DISTRIBUTORS, INC. Service code 63	12b-1 Fees	$0
DEAM DISTRIBUTORS, INC.1+ years Filed as: DEAWM TRUST DISTRIBUTORS, INC. Service code 63 · EIN 36-3976708	12b-1 Fees	$0

Plan features & details

Pension benefit codes2E2H2J2K2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$88K

$505 / participant

Investment mgmt$88K100.0%

% of EOY assets

0.305%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CLARK, SCHAEFER, HACKETT & CO.
Auditor EIN: 310800053
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$141,196

$45,283+211.8%

$155,789-9.4%

$52,331+169.8%

Participation rate

96.6%

62.2%+34.4pp

76.1%+20.5pp

68.1%+28.4pp

Annual return

-1.88%

1.80%-3.7pp

71.54%-73.4pp

4.54%-6.4pp

Employer contribution / active EE

$6,723

$1,329+406.0%

$3,839+75.1%

$1,882+257.3%

Participant deferral / active EE

$4,258

$2,854+49.2%

$4,798-11.3%

$3,022+40.9%

Admin fee / account holder

$431

$981-56.1%

$7,477-94.2%

$592-27.2%

Provider

Service type

Compensation

BOWLING PORTFOLIO MANAGEMENT1+ years

Service code 51 · EIN 20-1939890

Investment Mgmt Fees

$50,836

FIFTH THIRD BANK RETIREMENT SERVICE1+ years

Filed as: FIFTH THIRD BANK

Service code 51

5050 KINGSLEY DRIVE · CINCINNATI, OH 45263

Investment Mgmt Fees

$36,715

UBS FINANCIAL SERVICES INC1+ years

Filed as: ROGERS UBS

Service code 49

1000 HARBOR BLVD., 5TH FLOOR · WEEHAWKEN, NJ 07086

Other Services

$7,178

CHARLES SCHWAB & CO., INC.1+ years

Service code 71 · EIN 94-1737782

Brokerage Fees

$2,146

DEAWM TRUST COMPANY1+ years

Service code 63

12b-1 Fees

$1,750

ADP BROKER-DEALER1+ years

Filed as: ADP, LLC

Service code 15 · EIN 13-3036745

Recordkeeping

$350

ADP BROKER-DEALER1+ years

Filed as: ADP BROKER DEALER

Service code 59 · EIN 22-3319984

Shareholder Servicing

DEAM DISTRIBUTORS, INC.1+ years

Filed as: DEAWM DISTRIBUTORS, INC.

Service code 63

12b-1 Fees

DEAM DISTRIBUTORS, INC.1+ years

Filed as: DEAWM TRUST DISTRIBUTORS, INC.

Service code 63 · EIN 36-3976708

12b-1 Fees

SIBCY CLINE, INC. AND AFFILIATED COMPANIES 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SIBCY CLINE, INC. AND AFFILIATED COMPANIES 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion