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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,891 | $184,014-62.6% | $161,149-57.2% | $138,895-50.4% |
| Participation rate | 76.2% | 82.1%-5.9pp | 78.8%-2.6pp | 79.9%-3.7pp |
| Annual return | 11.19% | 21.52%-10.3pp | 21.16%-10.0pp | 145.39%-134.2pp |
| Employer contribution / active EE | $2,085 | $5,055-58.7% | $4,360-52.2% | $4,194-50.3% |
| Participant deferral / active EE | $4,916 | $6,909-28.9% | $6,153-20.1% | $6,396-23.1% |
| Admin fee / account holder | $6,498 | $18,027-64.0% | $15,194-57.2% | $12,562-48.3% |