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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,738 | $152,612-85.1% | $125,192-81.8% | $152,897-85.1% |
| Participation rate | 93.3% | 83.3%+10.0pp | 79.8%+13.6pp | 82.5%+10.9pp |
| Annual return | 26.75% | 54.85%-28.1pp | 43.79%-17.0pp | 345.43%-318.7pp |
| Employer contribution / active EE | $2,153 | $4,947-56.5% | $3,866-44.3% | $4,764-54.8% |
| Participant deferral / active EE | $4,528 | $5,868-22.8% | $4,937-8.3% | $5,851-22.6% |
| Admin fee / account holder | $1,868 | $13,437-86.1% | $9,704-80.8% | $11,599-83.9% |