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| Provider | Service type | Compensation |
|---|---|---|
DEAN FINANCIAL SERVICES3+ years Service code 15 · EIN 31-0861689 | Recordkeeping | $16,369 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,914 | $53,128-11.7% | $86,582-45.8% | $70,126-33.1% |
| Participation rate | 64.8% | 65.3%-0.5pp | 73.5%-8.7pp | 69.5%-4.7pp |
| Annual return | 16.06% | 27.66%-11.6pp | 965.08%-949.0pp | 73.15%-57.1pp |
| Employer contribution / active EE | $1,145 | $2,068-44.6% | $2,839-59.7% | $2,343-51.1% |
| Participant deferral / active EE | $2,672 | $2,695-0.9% | $3,609-26.0% | $3,332-19.8% |
| Admin fee / account holder | $215 | $3,584-94.0% | $4,904-95.6% | $4,645-95.4% |